Mortgage certificates in Cambridge

Accountant certificates for self-employed mortgage applications

Q: Can you provide mortgage advice?

No . We do not provide mortgage advice. We support with accountant certificates and financial information requested by lenders or mortgage advisers.

Q: Do you offer fixed fees?

Yes . Wherever possible, we agree fixed upfront fees before work begins, so you know what to expect.

Support with accountant certificates and financial information for self-employed clients, contractors and company directors applying for a mortgage.

Speak to the team

Mortgage certificates made straightforward

If you are self-employed, a contractor or a company director, your mortgage lender may ask for additional financial information before approving your application.

At Liston Accountants, we can help prepare accountant certificates and provide the financial information requested by lenders, making the process clearer and easier to manage.

We work with you to understand what your lender requires, review the relevant information and prepare the necessary documents accurately and efficiently.

Please note, we do not provide mortgage advice. Our role is to support with the accounting information and certificates your lender or mortgage adviser may request.

Who we support

We provide mortgage certificate support for a wide range of clients across Cambridge and Cambridgeshire, including:

Self-employed individuals

Support preparing financial information for mortgage applications where income needs to be verified.

Sole traders

Help providing income details, accounts information and supporting figures requested by lenders.

Company directors

Support with accountant certificates and financial information relating to salary, dividends and company accounts.

Contractors

Assistance with financial records and income information where lenders require confirmation from an accountant.

Business owners

Support providing clear accounting information for mortgage applications, re-mortgages or lender reviews.

Clients working with mortgage advisers

We can liaise with you and, where appropriate, your mortgage adviser to help provide the information needed.

How we can help

Accountant certificates

We can prepare accountant certificates where requested by your lender or mortgage adviser, based on the information available.

Income confirmation

We can help provide clear information about your income, whether from self-employment, salary, dividends or business profits.

Financial information for lenders

We can assist with the accounting figures and supporting details lenders may ask for during a mortgage application.

Support for company directors

If you are a company director, we can help provide information relating to your income, dividends and company accounts.

Support for sole traders

We can help sole traders provide relevant income and accounts information to support a mortgage application.

Clear communication

We explain what information is needed, what can be provided and what the next steps are, helping reduce confusion during the process.

Why choose Liston Accountants for mortgage certificates?

Clear, practical support

We help you understand what information is needed and prepare it in a clear, professional format.

Support for self-employed clients

We understand the additional information self-employed applicants, contractors and directors may be asked to provide.

Accurate financial information

We prepare certificates and supporting details carefully, based on your accounts and available records.

Personal service

We take the time to understand your situation and the requirements of your lender or mortgage adviser.

How it works

Get in touch

Call or email us to explain what your lender or mortgage adviser has requested.

We review the requirements

We’ll look at the certificate, form or financial information needed and confirm how we can help.

We review your records

We’ll check the relevant accounts, tax returns or income information required to complete the certificate.

We prepare the information

We’ll complete the accountant certificate or prepare the requested financial details where appropriate.

We provide the completed documents

Once complete, we’ll provide the relevant certificate or information for you, your lender or your mortgage adviser.

Mortgage certificate FAQs

A few helpful answers about our mortgage certificate services for clients across Cambridge and Cambridgeshire.

What is a mortgage accountant certificate?

A mortgage accountant certificate is a document that some lenders request to confirm financial information for self-employed applicants, contractors or company directors.

Who might need an accountant certificate?

You may need one if you are self-employed, a sole trader, a contractor, a company director or a business owner applying for a mortgage or re-mortgage.

Can you provide mortgage advice?

No. We do not provide mortgage advice. We support with accountant certificates and financial information requested by lenders or mortgage advisers.

What information will you need from me?

This depends on the lender’s requirements, but it may include accounts, tax returns, income details, company information or copies of the lender’s certificate form.

Can you liaise with my mortgage adviser?

Where appropriate, we can help provide the accounting information requested by you or your mortgage adviser.

Do you offer fixed fees?

Yes. Wherever possible, we agree fixed upfront fees before work begins, so you know what to expect.